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How to Invest $100 [for 2018] 💵 | Investing for Beginners When You Don’t Have a Ton of Money

This is a crisp $100 bill if you’re like a lot of people that I’ve talked to over the years many people think that you can’t do anything with $100 when it comes to investing they think that you have to have $1000 $10,000 $15,000 before you can invest anything let me tell you I need the truth that’s wrong that’s flat-out wrong that’s a lie don’t believe it don’t believe it here’s the fact when I first started investing for the first time I was investing my money into mutual funds and I didn’t even have $100 to invest I started putting in $25 a month into a mutual fund so if you don’t think $100 is enough to get started guess what you can get started for less than this but if you have the leaf $200 and you want to start investing here are the top options you want to look alright one of the first thing that you have to realize if you want to invest and you want to invest in one of these big Wall Street firms they don’t want your money especially if you only got $100 you’re too small for them you don’t have enough money for them realize that these brokers make money off your money and if you only got a hundred bucks they’re gonna make like $2 and they don’t want to make $2 they want to make more than that so don’t even bother trying to go to one these big Wall Street firm if these guess what you’re gonna be shown to the door see ya but here’s the cool thing you don’t need Wall Street to get started investing you can invest on your own holla take down Wall Street what you’ve got what you’ve got Wall Street you can’t stop me I’m going to invest and you don’t need a million dollars to get started you can get started with as low as $100 bill hundo alright the first place that you want to check out is a place called betterment better meant like investment you get it betterment investment that’s pretty clever I’m gonna give it to him with betterment you don’t need a hundred dollars to get started they don’t have any minimum requirement all you choose is what your investment goal is so are we investing for retirement are investing to buy our first home are we investing to go on vacation you just choose your investment goal and then sit back and they choose the investments for you now they’re going to use ETFs which are called exchange-traded funds now these are awesome because these are low-cost investments that allow you to get into different asset classes in the stock market so you can get access to a portfolio of low-cost ETF all for under a hundred bucks and in case you haven’t figured this out that’s pretty awesome that’s awesome it is it’s awesome awesome awesome alright if you want to have a little bit more control and choose the investments we want to look at options like Ally invest or TD Ameritrade so with these you can get started with no minimum requirement and you can start to invest and you get to pick your investments so if you want to buy mutual funds ETFs individual stocks you get to choose them now the only issue you may run into is that a hundred dollars might not be enough for some of these investments for example some mutual funds might have a minimum investment of a thousand dollars twenty-five hundred dollars so even though you can open up an account with a hundred dollars you might not be able by some mutual funds or if you want to buy an individual stock see if Amazon it’s about a thousand dollars a share well if you only got a hundred dollars in Amazon is a thousand dollars then you can’t quite get it yet you’re gonna have to save a little bit more money but the stock price is below hundred dollars then you’re all-in you can get that share maybe two or more of that stock all right so if you’re totally hipster and new-age and you want to avoid laptops and computers altogether and you want to do an investing from your phone check it you do have options with some awesome investment apps a couple apps you might want to check out our stash Robin Hood or acorns now once again it all depends on what control you want to have do you want to choose the investment or do you want them to choose them for you with stashing acorns they’re gonna choose those ETS for you with Robin Hood you’re allowed to invest in two fractional shares of stock so if you only have $100 and the share price is $1,000 you may be able to buy a fractional share and the sweet thing is that you can do it all from your phone if you’re wondering how long does it take to get set up with one of these online investment accounts or one of these apps let me tell you it is it’s stupid easy so with one of these apps I was able to get started as I was leaving for a flight so after I boarded the plane and took my seat by the time everybody else sat down and the flight attendant closed the door I was able to download my app transfer some money into that account and make my first investment it’s crazy let me tell you five years ago 10 years ago it was not this easy to make an investment and now you can do it from your phone he’s one of these you can invest with one of these the fourth option that you want to consider is your 401k now you can’t take $100 bill end-up posit into your 401k it has to come out of your paycheck either way putting $100 into your 401k is an easy investment as long as you’ve already signed up you have signed up for your 401k right contacting your HR department having that money automatically taken out of your pay put into your 401k and investing it now your company may offer a mat on top of that $100 so that’s some easy money made take advantage of that put $200 in and get some free money or a fifth option of investing $100 is a bit untraditional and if you don’t like school you might hate this one but bear with me buying books reading books I’m amazed nowadays how many people do not read books I can’t tell you how many things I’ve learned from all the different books I’ve read I’ve read books from personal development investing entrepreneurship business family in every book that I’ve read I’ve been able to apply something from that book to my life whether it is for my family whether it’s for me personally whether it’s for my business I’ve gotten a golden nugget that I can use and see real results from it’s something that I’m so passionate about is that I have given my kids an incentive to get paid every time that they read a book and also turn a book report because I want them to learn and there’s so many life lessons that I can’t teach them that they can learn from a book because guess what I’ve learned a lot of these life lessons myself just from reading if you need a good book recommendation I’ve heard a good thing about soldier finance and Jeff Rose that author man he just sounds like he knows what he’s talking about alright number six is courses specifically online courses now if you want to go to school and take a class or a course you can do that if you’d like to drive and take time out of your day but nowadays it’s amazing how many things that you can learn by purchasing an online course there are courses that will cost you less than $100 that will give you either training or experience or a shortcut to learn some skill or trade that you have no prior experience online there are courses that will teach you how to do photography how to program how to blog how to play a piano how to learn a third language you can learn anything online sites like teachable udemy Skillshare you will find tons and tons of resources of online courses for anything that you want to learn or take a skill and get you to that next level and the best part most of them cost less than $100 for me personally I wanted to learn more about blogging whenever I started my blog I knew nothing about it and I knew there was a lot to be learned so I took courses on search engine optimization or how to use email marketing effectively or how to structure blog posts there are tons of information out there and if you don’t spend the money and take the time then the only other option is to figure it out on your own and I’m not saying that you can’t do that but why not spend $50 $100 and learn whatever that skill is that you want to learn in half the time or a third of the time to invest $100 in a course that’s going to give you a skill that you do not have you can’t even put a value on that so stop sweating 100 bucks and go buy a course alright number seven this kind of goes along with the course I was talking about with me starting a blog but something that you can buy for less than hundred dollars is a domain so do you have an idea for a blog or do you have an idea for some sort of e-commerce site or some sort of online business that you want to start all you have to do is go to GoDaddy it’s been about 12 bucks and register that domain I’ve been able to talk to so many people to have this huge idea about starting this online business that’s going to crush it but as I learn more about them and where they’re at in the process I find out most of the time they haven’t even bought the domain yet and I’m sorry but if you want to start an online business and you haven’t bought the domain yet what the heck are you waiting for the most important thing in doing anything is taking that first essential step and taking action so if you wanna start an online business take that 4 bucks and buy a domain number eight is one that I don’t see enough people do do you know how many emails I get of people that want to pick my brain hey Jeff I’d like to pick your brain and it drives me absolutely crazy because do you how much time I have for you to pick my brain I’m just sitting here waiting please please pick my brain cuz I got nothing else to do I’m not busy I don’t have stuff to do can I please let you pick my brain please but seriously though if you are looking for somebody to mentor you or if you want to learn from somebody that has already mastered whatever you’re trying to accomplish the worst thing that you can ask is can I pick your brain because all that says is what you need and what you want you’re not offering anything to them you want to offer them value want to give them something in return before you ask for their precious time and I promise you if they are successful they don’t have a lot of time because they’re too busy making money but one thing that you can do is offer to take them to lunch take them to a nice restaurant make sure that they know that you’re not just there to pick their brain bring something to the table bring something of value so that they want to go to lunch with you but taking that $100 and buying lunch for somebody that has achieved the success that you want that is offering to share some of their experiences some of their failures that you could potentially avoid that you don’t have to go down the same rugged path that they went you can avoid a lot of those potholes that is well worth the $100 investment and you get to eat ooh and I like to eat so bring it bring me some lunch just don’t take him to Taco Bell don’t take him to Taco Bell all right the last thing that you can invest in and then I probably should have put this first because chances are my wife is not gonna watch this video to the end but take that $100 and invest it into your spouse is that buying her some flowers taking her out to dinner paying for a massage or a manicure your spouse loves you and has sacrificed so many things for you to make you happy I promise you that I promise you that and you don’t appreciate them enough so take that $100 and make them feel special because when they feel special you get special things in return you know I’m saying special stuff nice it’s nice as you can see a hundred dollars goes a long way and it doesn’t take a lot to get started with investing we’ve covered some amazing strategies that you can get started investing with only a hundred dollars so if you have that same excuse that I’m broke or I don’t have enough money or I only got a hundred bucks ain’t gonna fly no more you can get start with a hundred dollars you can invest with one hundred dollars no excuses go out and get started alright I’m curious if you’ve invested 100 dollars what was your first investment was it a good investment was it a bad investment did you make some money did you lose your butt let us know in the comments below and if you want more videos like this be sure to LIKE and subscribe so we can hang out some more and talk about money and investing in stuff and all that good stuff yeah all right jeff rose is but we can’t think of something

Have $100 to spare? Alright… Let’s get this investing party started.

Be sure to subscribe to get more tips on making more money and building wealth:


Here’s how I’d suggest you start investing with just $100.

And I’m not talking about just putting that crisp $100 bill into a fancy savings account.

I’m talking about investing it into something that matters.

I have a funny story about this topic, but before that, here’s some info that will you started investing:

★☆★Resources Mentioned in Video:★☆★

Best Investment Platform Where They Choose Investments for You:


Best Investment Platforms Where you Choose Investments:




Micro-Investing Platform:


Okay, back to that funny story 😆…

Back a year or so ago, I caught one of our boys sneaking through my wallet.

And in that moment I might have been a little upset because WHYYYYY Why whyyyyyy do you always have to go through my stuff?

But the conversation that followed went a little something like …

“DADDDD You have $100?”

“Yes… I have $100”


The first time my boys saw $100 in my wallet they thought it was insane.

$100 to a kid is a massive amount of money💰 … especially when your allowance is less than 1/10 of that.

So whether $100 is a lot to have in your wallet or just pocket change, with just $100 you CAN start investing.

For realz.

See what I did there. For realz, son.

In my latest video I’m sharing a few quick ways for How to Invest Your First $100.

★☆★Here’s what you’ll learn in this new video:★☆★

▶︎How to start investing if you’ve got just $100 with one of the best robo-advisors.

▶︎How you can select your investment goals wisely and attain them.

▶︎What options I’d suggest for investing right from your iPhone with an investment app.

▶︎How long it takes to get setup to invest with one of these investment apps. (Spoiler Alert – It’s SUPER QUICK and easy!)

▶︎How buying THIS investment is well worth the $100 (Idea #5).

▶︎What some non-traditional ways to invest $100 are… for starters just $12 can get an online business started.

▶︎Why I think this Investment could be the BEST $100 you’ll ever invest (and your spouse will thank me later, too 😉)

★☆★Resources Mentioned in Video:★☆★

Best Investment Platform Where They Choose Investments for You:


Best Investment Platforms Where you Choose Investments:



Micro-Investing Platform:


★☆★ Want More Good Financial Cents? ★☆★

💻 Check out my blog here:

Listen to my podcast here:


Pick up my best selling book, Soldier of Finance, here:


Connect with me on Twitter:

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